On the Distributive Dilemma in the Economy

The Distribution of Benefits

An essay that explains why economic growth does not guarantee well-being,
and how inequality arises both from structural failures and from our own financial decisions.
This book proposes a comprehensive perspective:
market, State, and individual agency as three forces that define who accesses the benefits of the economy.

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Today

The Great Dilemma of Our Time

“Why, in a world of unprecedented wealth, do millions still struggle to meet their most basic needs?”
Distribution of Benefits
Inequality is not an accident:
it is the result of imperfect markets, weak institutions, and everyday decisions made under pressure and uncertainty.

What

Key idea

This book demonstrates that the distributive problem has two faces:
Failures of the economic system
Limitations in personal financial management

A map to understand —and act—

What will the reader find?

📌 Difference between distribution and redistribution
📌 Real limits of classical economic theory
📌 How market failures generate inequality
📌 "Access to income" as a bridge between system and individual
📌 Strategies to move from survival to asset building
📌 Income diversification and financial resilience

CENTRAL PROPOSAL OF THE EBOOK

More than a diagnosis, a roadmap

Distributive imbalance is not solved by taxes alone, nor by personal effort alone.
It requires:
Public policies that level the playing field
Businesses with distributive responsibility
Citizens with financial education and strategy

About the author

Ariel Silva

Specialist in development economics and sustainability finance.
This book is the first volume of a series dedicated to rethinking the economy from a distributive justice perspective, integrating macroeconomic analysis with practical tools for personal money management.